Regardless of what your financial situation looks like, whether you’ve got a cushy savings account, you’re living paycheck to paycheck, or somewhere in between, one thing is for sure: managing your money is important. Budgeting effectively is what allows us to move towards our big financial goals such as paying off debt, buying...

Professional Liability can be complicated and to most is completely unknown. One of the questions I often get is: Why would I need Professional Liability when I already have a general liability policy for my business? General Liability is designed to address exposures relating to personal bodily injury or property...

In 1900 the average life expectancy in the USA was about 47 years of age; 46 for men and 48 for women. Now, just a little over 100 years down the road, the average life expectancy is 79. Advances in medical technology, improvements in living conditions, organ replacements, pharmaceuticals, etc....